For the African diaspora

Your money sent home.
Your wealth built there.

Roots is the investment operating system that transforms what you send home into structured assets — real estate, bonds, business equity — with full transparency and autonomous allocation.

$100B+ African diaspora remittances per year. Less than 25% goes into productive investment. The rest just flows through.

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$100B+ diaspora remittances to Africa annually — mostly uninvested

The problem

Money moves. Wealth doesn't.

No trust infrastructure

Land fraud, double-selling, opaque developers. Diaspora investors lose money because they can't verify what they're buying from thousands of miles away.

Remittances stop at the border

Sendwave, LemFi, NALA move money beautifully. But what happens after the money arrives? It goes to rent, school fees, family support. Not investment.

High entry barriers

Real estate deals require large capital. startups are opaque. local banks don't know diaspora investors. The diaspora has money but no structured access.

How Roots works

An operating system for diaspora wealth

Set it once. Your money works automatically — allocated, invested, tracked.

01

Connect your remittance inflow

Link your Sendwave, LemFi, bank account, or mobile money. Roots ingests your recurring inflows and maps your investment capacity.

02

Set your allocation rules

Define how much goes to real estate, how much to a diaspora bond, how much to a local business. You control the proportions. Roots executes automatically.

03

Invest into vetted assets

Every property, bond, and fund is verified. Title-checked. Milestone-tracked. Photo and video updates at every stage. No black boxes.

04

Track your portfolio in one place

Real-time dashboard: value of each holding, rental income, capital appreciation, distributions. Everything visible. Everything yours.

What you can invest in

Three asset classes. One system.

Most popular

Fractional Real Estate

Invest in income-producing properties across Kenya, Nigeria, Ghana, and beyond. Starting at $500. Title verified, construction tracked, rental income distributed monthly.

  • Title verification on every property
  • Milestone-based capital release
  • Monthly rental distributions
  • Photo/video progress updates

Diaspora Bonds

Government and infrastructure bonds tailored for diaspora investors. Higher yields than treasury bills, denominated in USD, with full transparency on project use of funds.

  • USD-denominated returns
  • Project-level transparency
  • 6–12% annual yield
  • Auto-reinvestment option

Startup Equity

Co-invest alongside diaspora angels and local VCs in vetted African startups. Pre-screened for growth, governance, and impact. Minimum $1,000.

  • Due diligence on every deal
  • Diaspora syndicate co-investors
  • Cap table visibility
  • Exit event notifications

Why we exist

Every year, Africans in the diaspora send home over $100 billion. Most of it pays rent, school fees, and family bills. Not because people don't want to invest — because the infrastructure to do so safely doesn't exist.

We built Roots because we got tired of hearing stories of land sold twice, money sent to developers who disappeared, and families who wanted to build wealth but had no safe way to do it. The diaspora is not short on capital. It's short on trust.

Roots is that trust layer. A single operating system where your money flows in, gets allocated how you want, and flows out — into real assets, with full visibility, always in your control.

$100B+ Annual African diaspora remittances
<25% Currently flows to productive investment
3 Asset classes in one dashboard

Your roots are your wealth.
Let them grow.

Roots is built for Africans in the diaspora who want more than remittances — who want ownership, returns, and a stake in what comes next.